Terms of Use

These Terms of Use (the "Terms") are a binding agreement between you and Michael Warren Bell, doing business as "Verodd" ("Verodd," "we," "us," "our"), a sole proprietorship based in the State of Georgia, USA. They govern your use of the Verodd iOS app and the verodd.com website, including the tax calculator (together, the "Service"). By downloading, accessing, or using the Service, you agree to these Terms and to our Privacy Policy. If you don't agree, don't use the Service.

1. What Verodd is, and isn't

Verodd is a personal record-keeping, tax-estimation, and analytics tool for your own sports-betting activity. It records and analyzes bets you placed elsewhere — like a spreadsheet with better math — and can estimate taxes and grade your bets against the closing line. Verodd does not facilitate, broker, accept, or enable gambling. You cannot place a bet, deposit funds, hold a balance, or wager money through Verodd, and we never take custody of gambling funds. Verodd is not a sportsbook, casino, betting exchange, advisory service, or licensed gaming operator.

2. Eligibility & age

To use the Service you must be at least 18 years old and of legal gambling age in the jurisdiction where you live (which is 21 in many U.S. states). You must use the Service only where it is lawful to do so. You are solely responsible for ensuring that your own sports-betting activity is legal where you are; Verodd makes no representation that any bet you record is lawful in your jurisdiction. By using the Service, you represent that you meet these requirements, and that you are not located in, or a resident of, any country subject to a U.S. Government embargo, and are not on any U.S. Government list of prohibited or restricted parties.

4. Your account

The core tracker works without any account. If you choose to use the optional social profile and verified-CLV leaderboard, you create an account using Sign in with Apple. You are responsible for activity under your account and for keeping your device secure. You agree that the information you provide (such as your handle and display name) is accurate and not misleading, and that you won't impersonate others or register a handle you have no right to use. You can delete your account at any time in the app (You → Account → Delete account), which removes your profile and related social data from our backend and revokes the Sign in with Apple link, as described in the Privacy Policy.

5. Community content & conduct

If you use the social features, you may create content such as a handle, display name, avatar selection, and a public verified-CLV profile ("User Content"). You retain ownership of your User Content. You grant Verodd a worldwide, non-exclusive, royalty-free license to host, store, reproduce, and display your User Content for the purpose of operating and providing the Service (for example, showing your handle and verdicts on a leaderboard or a shareable profile). This license ends when you delete the User Content or your account, except for content others have already re-shared or that we must retain to comply with law.

When using the community features, you agree not to post, transmit, or do any of the following:

• Content that is unlawful, harassing, abusive, hateful, threatening, defamatory, obscene, or invasive of privacy;
• Impersonation of any person or entity, or a misleading statement of affiliation;
• Spam, scams, "tout"/touting solicitations, sale of picks, or promotion of unlicensed or illegal gambling;
• Content that infringes anyone's intellectual-property or other rights;
• Attempts to manipulate, falsify, or game the leaderboard, verdicts, or other users.

Public content is not confidential. We may, but are not obligated to, review content, and we may remove content, hide profiles, shadow-ban, or suspend or terminate accounts that violate these Terms, at our discretion. The app provides tools to report and block other users and content; we review reports and act where appropriate. If you believe content infringes your copyright, send a notice under the U.S. Digital Millennium Copyright Act (DMCA) to support@verodd.com with the information the DMCA requires; we maintain a policy of terminating repeat infringers.

6. Subscriptions & billing

Verodd may offer an optional paid subscription ("Verodd Premium") that unlocks additional features. Subscriptions are sold as auto-renewable in-app purchases processed by Apple through your Apple Account — not by Verodd. The price, billing period, and what's included are shown on the purchase screen before you buy.

• Auto-renewal: your subscription automatically renews for the same period at the then-current price unless you turn off auto-renew at least 24 hours before the end of the current period. Your Apple Account is charged for renewal within 24 hours before the period ends.
• Manage or cancel any time in your Apple Account settings (Settings → your name → Subscriptions). We cannot cancel or refund on Apple's behalf.
• Free trials (if offered): any unused portion of a free trial is forfeited when you buy a subscription. If you don't cancel before a trial ends, it converts to a paid subscription at the disclosed price.
• Refunds are handled by Apple under the App Store terms; request them through Apple. Except where required by law, payments are non-refundable.
• Price changes will be disclosed and, where required, your consent obtained, in accordance with App Store rules and applicable law.

Some jurisdictions give you additional automatic-renewal rights (for example, California's and other states' automatic-renewal laws); nothing here limits any non-waivable right you have under those laws.

7. AI bet-slip import

The optional AI bet-slip import feature uses a third-party AI provider to read a bet slip you choose to import and extract its details, as described in the Privacy Policy. AI extraction can be wrong. You must review and confirm every imported field before relying on it. We don't warrant that any extraction is accurate or complete, and any tax or analytics output derived from imported data is subject to section 3.

8. Acceptable use

• Don't misuse, attack, overload, probe, or attempt to gain unauthorized access to the Service or its backend (including the closing-line, social, AI-import, and analytics endpoints).
• Don't reverse-engineer, decompile, scrape, or build a competing or derivative product from the Service, except to the extent the law prohibits that restriction.
• Don't upload anyone else's personal data unlawfully, or use the Service to violate any law or third-party right.
• Don't circumvent usage limits, security, attestation, or rate-limiting, or use bots to access the Service.

9. Intellectual property

The Service, including its software, design, text, graphics, the Verodd Score methodology, and the Verodd™ name and logo, is owned by Michael Warren Bell (DBA Verodd) and protected by intellectual-property laws. Verodd™ is a trademark of Michael Warren Bell (U.S. application serial no. 99901394). Subject to these Terms, we grant you a limited, personal, revocable, non-exclusive, non-transferable license to use the app on Apple devices you own or control, and to use the website, for your own personal, non-commercial use. We reserve all rights not expressly granted. Your own data remains yours; these Terms do not transfer ownership of the Service to you.

10. Third-party services

The Service relies on third parties — including Apple (Sign in with Apple, iCloud, the App Store), our backend provider, a licensed sports-odds data provider, and an AI provider for the optional import feature. Your use of those services may be subject to their own terms, and you agree to comply with any applicable third-party terms when using the Service. We are not responsible for third-party services we don't control.

11. Disclaimers

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE, OR THAT ANY ESTIMATE, GRADE, ODDS, OR TAX FIGURE IS ACCURATE, COMPLETE, OR FILING-READY. SOME JURISDICTIONS DON'T ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SO SOME OF THE ABOVE MAY NOT APPLY TO YOU.

12. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, VERODD (AND ITS OWNER) WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, DATA, GOODWILL, OR ANY TAX, BETTING, OR FINANCIAL OUTCOME, ARISING FROM OR RELATING TO YOUR USE OF (OR INABILITY TO USE) THE SERVICE, EVEN IF ADVISED OF THE POSSIBILITY. TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR TOTAL LIABILITY FOR ALL CLAIMS RELATING TO THE SERVICE WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US FOR THE SERVICE IN THE 12 MONTHS BEFORE THE CLAIM, OR (B) US $50. SOME JURISDICTIONS DON'T ALLOW CERTAIN LIMITATIONS, SO SOME OF THE ABOVE MAY NOT APPLY TO YOU.

13. Indemnification

To the extent permitted by law, you agree to indemnify and hold harmless Verodd and its owner from any claims, damages, losses, and reasonable legal fees arising out of your misuse of the Service, your User Content, your violation of these Terms, or your violation of any law or third-party right.

14. Responsible gambling

Verodd is a tracking and tax tool and does not facilitate, encourage, or promote gambling. Gambling involves real risk of financial loss. If gambling stops being fun or starts causing harm, help is available 24/7: call or text 1-800-GAMBLER, or visit ncpgambling.org/help-treatment. You must be 18+ and of legal gambling age where you live to use the Service (see section 2).

15. Termination

You can stop using the Service and delete your account and data at any time. We may suspend or terminate your access if you violate these Terms or to protect the Service or other users. Sections that by their nature should survive termination (including 3, 9, and 11–16) will survive.

16. Disputes & arbitration

Please read this section carefully — it affects your legal rights.

a) Informal resolution first. Most disputes can be resolved quickly. Before starting an arbitration, you agree to email support@verodd.com describing the dispute and giving us at least 60 days to resolve it.

b) Binding arbitration. If we can't resolve it, you and Verodd agree that any dispute arising out of or relating to these Terms or the Service will be resolved by binding individual arbitration administered by a recognized arbitration provider (such as the American Arbitration Association) under its consumer rules, rather than in court, except as stated below. The Federal Arbitration Act governs the interpretation and enforcement of this section.

c) Class-action and jury waiver. You and Verodd agree to bring claims only in an individual capacity, and not as a plaintiff or class member in any class, collective, consolidated, or representative action. You and Verodd waive the right to a jury trial.

d) 30-day opt-out. You may opt out of this arbitration agreement by emailing support@verodd.com with the subject "Arbitration Opt-Out" within 30 days of first accepting these Terms. If you opt out, the rest of these Terms still apply.

e) Exceptions. Either party may bring a claim in small-claims court if it qualifies, and either party may seek injunctive relief in court for intellectual-property or unauthorized-access matters. Consistent with the federal Ending Forced Arbitration of Sexual Assault and Sexual Harassment Act, claims of sexual assault or sexual harassment are not subject to mandatory arbitration unless you choose it. Nothing here waives any right that cannot be waived under applicable law.

f) Governing law & venue. These Terms are governed by the laws of the State of Georgia, USA, without regard to its conflict-of-laws rules. For any matter not subject to arbitration, you and Verodd consent to the exclusive jurisdiction of the state and federal courts located in Georgia. Nothing in this section deprives you of the protection of mandatory consumer-protection laws of your country or state of residence.

17. Apple App Store — additional terms

These terms apply to your use of the iOS app obtained through Apple's App Store, in addition to everything above. In the event of a conflict, this section controls for the App Store version of the app.

• Acknowledgement. These Terms are between you and Verodd only, not with Apple. Verodd, not Apple, is solely responsible for the app and its content.
• Scope of license. The license granted to you for the app is a non-transferable license to use the app on any Apple-branded products that you own or control, as permitted by the App Store Usage Rules in Apple's terms.
• Maintenance and support. Verodd is solely responsible for providing any maintenance and support for the app. Apple has no obligation to furnish any maintenance or support.
• Warranty. Verodd is solely responsible for any product warranties, whether express or implied by law, to the extent not effectively disclaimed. If the app fails to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price (if any); to the maximum extent permitted by law, Apple has no other warranty obligation for the app.
• Product claims. Verodd, not Apple, is responsible for addressing any claims relating to the app or your use of it, including product-liability claims, claims that the app fails to conform to legal or regulatory requirements, and claims under consumer-protection or similar laws.
• Intellectual property. In the event of any third-party claim that the app or your use of it infringes intellectual-property rights, Verodd, not Apple, is responsible for the investigation, defense, settlement, and discharge of that claim.
• Legal compliance. You represent that you are not located in a country subject to a U.S. Government embargo or designated as "terrorist supporting," and that you are not on any U.S. Government list of prohibited or restricted parties.
• Developer name and address. Questions, complaints, or claims regarding the app should be directed to: Michael Warren Bell (DBA Verodd), 1340 Queens Park Drive, Kennesaw, GA 30152, USA · support@verodd.com.
• Third-party terms. You must comply with any applicable third-party terms of agreement when using the app.
• Third-party beneficiary. You acknowledge and agree that Apple, and Apple's subsidiaries, are third-party beneficiaries of these Terms, and that upon your acceptance of these Terms, Apple will have the right (and will be deemed to have accepted the right) to enforce these Terms against you as a third-party beneficiary.

18. Changes to these Terms

We may update these Terms. We'll change the "Last updated" date above and, for material changes, give notice in the app or by other reasonable means. Continued use after an update means you accept the revised Terms. If you don't agree, stop using the Service.

19. General

These Terms and the Privacy Policy are the entire agreement between you and Verodd about the Service. If any provision is found unenforceable, the rest remains in effect, and the unenforceable provision will be limited to the minimum extent necessary. Our failure to enforce a provision is not a waiver. You may not assign these Terms; we may assign them in connection with a merger, acquisition, or sale of assets. We are not liable for delays or failures caused by events beyond our reasonable control. We may provide notices to you in the app, by email, or by posting on the website.

20. Contact

Questions about these Terms: support@verodd.com. Mailing address: Michael Warren Bell (DBA Verodd), 1340 Queens Park Drive, Kennesaw, GA 30152, USA.